Industries
Funding for industries that don't earn in straight lines
Some industries make most of their money in a handful of months, or wait weeks to be paid for work already delivered. We arrange lines of credit, working capital and property-secured funding for Australian businesses in precisely those industries.
Tourism & hospitality
For operators from Cairns to Thredbo who earn in waves and pay costs all year.
Horticulture & agribusiness
Bridge the gap between season costs and staggered grower payments.
Construction & trades
Keep crews, suppliers and super paid while progress claims catch up.
Retail peak season
Buy the stock before the rush, repay from the season's takings.
Wholesale & distribution
Fund landed stock between paying suppliers and being paid by customers.
Transport & freight
Fuel, tyres and wages paid now; shippers pay 30 to 60 days later.
Professional services
Keep payroll and super steady while WIP and client invoices clear.
Is your industry missing from the list?
These pages cover the industries we hear from most often, but the cash pattern matters more than the label. Event hire companies, marine and charter operators, landscapers, pool builders, school-uniform suppliers, cattle and grain contractors and seasonal manufacturers all face the same problem: costs that run every month and income that doesn't. If that sounds familiar, start with the 60-second enquiry, or read our guide to building a seasonal cash flow plan.
Put some capital on call
Tell us how cash moves through your business. The enquiry takes about 60 seconds, leaves your credit score alone, and a lending specialist gets back to you to talk through the options.